- A letter explaining that a certain Corporate Bank can help me if I'm having trouble making my payments
 - 2 Debt reduction/debt forgiveness solicitations
 - A letter explaining that the limit on my Macy's card, which has a zero balance, has been reduced
 - An offer for a new credit card that will give me airline miles
 
This gives me the impression that, as a nation, we don't know what the f**k we're doing.
